Practical fit
What a London business needs to show.
A strong application is not a polished pitch. It is a ledger and evidence set that reconcile.
Fundable invoices
Completed B2B work, clear payment terms and invoices that are valid, assignable and not materially disputed.
Reliable debtors
Established customers, a credible payment history and concentration that can be understood and controlled.
Operational evidence
Contracts, purchase orders, approved timesheets, delivery evidence and ledger reporting that reconcile.
Where it fits
Where invoice finance can solve a real timing gap.
The funding follows eligible receivables already created by completed work.
Weekly payroll, monthly customer receipts
Approved timesheets and invoices can support a revolving availability line while customers pay on agreed terms.
Project delivery before invoice settlement
Evidence of completed milestones and reliable debtors can turn delivered work into working capital.
Mobilisation, staff and subcontractor costs
A controlled ledger can reduce the cash pressure between service delivery and customer payment.
Assessment path
How a ledger can translate into availability.
Every stage narrows the gap between headline turnover and the invoices that can genuinely support funding.
Initial fit
Funding purpose, amount, sector, debtor profile and existing security.
Evidence review
Aged debtor report, sample invoices, contracts, delivery evidence and management information.
Indicative structure
Advance, concentration controls, exclusions, pricing and operational requirements.
Setup and drawdown
Documentation, verification, notices where relevant and activation of eligible availability.
Anonymised case evidence
Weekly payroll supported by timesheet-backed invoices.
A recruitment business needed a more predictable source of working capital while major customers paid on 30- to 60-day terms. The structure followed approved timesheets, debtor quality and concentration controls.
Read the verified case summary →London or remote
Meet by appointment or complete the process remotely.
Use the same evidence-led process whether the conversation starts in London or elsewhere in the UK.