These examples are illustrative and anonymised. Replace them with verified client case studies before presenting them as real customer outcomes.
Each scenario shows the commercial problem, the likely facility and the outcome the structure is designed to support.
A growing recruitment agency has profitable contracts but pays temporary workers every Friday while customers settle invoices several weeks later.
Likely structure: funding is linked to approved timesheets and invoices, helping the agency cover payroll as sales grow.
A wholesaler receives a large confirmed order but must pay the supplier before the end customer settles.
Likely structure: transaction funding supports the purchase of goods where the order, margin and repayment route are credible.
A business needs to complete a property transaction within a short deadline and has a credible refinance or sale route.
Likely structure: a short-term secured loan bridges the timing gap, subject to valuation, legal work, affordability and a credible exit.
A healthcare staffing business pays clinicians weekly while invoices pass through customer approval and payment cycles.
Likely structure: Funding is linked to approved shifts, timesheets and invoices, subject to customer and contract assessment.
A manufacturer needs to buy inputs and complete production before delivery and customer payment.
Likely structure: Trade finance may support qualifying purchases, with invoice finance considered after eligible goods are delivered and invoiced.
A consultancy carries payroll and contractor costs throughout delivery while completed invoices move through client approval.
Likely structure: An ongoing or selective invoice facility may release cash from completed, undisputed work invoiced to credible customers.
Review the factors that influence facility structure, pricing and a lending decision.