Direct, practical funding from people who decide.
Cashbook Finance is a registered UK B2B lender providing invoice finance and short-term property-backed bridging finance. We structure facilities around the asset, the evidence and a credible route to repayment - not a generic product script.
Director-led Direct access to decision-makers · Core funding lines 2 · Verify Cashbook Finance
Cash received · this invoice
A £50,000 invoice on 30-day terms
- Invoice value
- £50,000
- Paid to you, day 1–2
- £45,000
- When your customer pays
- £4,000
On a £50,000 invoice on 30-day terms: £45,000 advanced at 90%, £4,000 when your customer pays, a fee of about £1,000.
Adjust the invoice, advance rate and customer terms to see the mechanics of an illustrative facility. Illustrative only: a discount charge of around 2% of the invoice value. Actual rates and advance percentages vary by business, sector and customers. Here the fee is about £1,000.
Check eligibilityHow we support businesses
Reliable cash flow, from money already earned.
We believe reliable cash flow is essential to every business, so we built a simpler way to unlock the money you’ve already earned.
-
Funding built around your business
Even profitable companies can feel the squeeze when customers take longer to pay, costs arrive before income, or growth creates fresh demand for stock, staff and equipment. We reduce that pressure by unlocking the value held in unpaid invoices - giving you faster access to money you have already earned.
Some businesses need short-term support to bridge a working-capital gap; others need ongoing funding for expansion, larger orders or seasonal demand. We take time to understand each client’s position, challenges and goals before recommending a solution - never one-size-fits-all.
-
A client-focused approach
Our approach is built on long-term relationships, transparency and trust. Finance should be straightforward, practical and easy to understand - which means clear communication, honest guidance and real support throughout.
We take pride in understanding the specific pressures our clients face and delivering finance that helps them operate with greater confidence. From the first conversation to ongoing support, our focus is on making invoice finance and bridging simple, accessible and genuinely useful.
-
Helping businesses move forward
In a competitive market, access to dependable cash flow can be the difference between standing still and taking the next opportunity. We help businesses release cash from unpaid invoices, soften the impact of late payments, and create the flexibility needed to grow.
We are committed to a professional service built on integrity, responsiveness and attention to detail - not just providing funding, but helping you manage cash flow and make stronger financial decisions.
What we offer
A focused suite of funding solutions.
£10,000 – £1 million. Facilities generally range from £10,000 to £1 million and are tailored to each client’s circumstances - never a one-size-fits-all product. Most are in place in as little as 48 hours.
Whole ledger
Invoice finance
Turn the whole ledger into a revolving funding line that grows with your sales.
Explore invoice financeConfidential
Invoice discounting
The same funding, usually confidential - your customers see no change.
Explore invoice discountingCollections included
Factoring
Funding plus a sales-ledger service - we run credit control and collections.
Explore factoringWeekly payroll
Timesheet finance
Built for recruitment and payroll- heavy firms: wages weekly, client cash monthly.
Explore timesheet financeYour choice
Selective / single invoice
Fund only the invoices you choose - no whole-ledger commitment.
Explore selective fundingOptional cover
Bad-debt protection
Optional cover if a customer becomes insolvent, for an extra fee.
Learn about protection
How we work
A clear route from first conversation to a workable facility.
The process is not about forcing every enquiry into a product. It establishes the commercial need, tests whether the proposed structure fits and explains the next decision clearly.
- 01
Initial fit
We clarify the timing gap, facility objective, amount required and the route by which the funding will be repaid.
- 02
Information review
Relevant invoices, debtor quality, trading history, contracts, management information or property details are reviewed.
- 03
Structure and terms
Where there is a credible fit, the proposed facility, indicative pricing, conditions and responsibilities are explained.
- 04
Onboarding and funding
Subject to approval, documentation and any required checks, the facility is put in place and the ongoing process is agreed.
Explore before making an enquiry
Use the public tools to understand likely fit, see illustrative structures and review the factors behind pricing and decisions.
Check eligibilityView Trust & standardsCase studiesPricing & decisions
What we normally assess
- The underlying commercial transaction and funding purpose
- Invoice, customer, contract or property quality
- Trading history, concentration and existing finance
- A credible repayment or exit route
- Whether the facility remains suitable under realistic pressure
At a glance
Cashbook Finance, in brief.
- Legal name
- Cashbook Finance Limited
- Company incorporated
- 2017
- Funding clients since
- 2019
- Headquarters
- Hay’s Galleria, London SE1
- Specialisms
- Invoice finance, trade finance and property-backed bridging finance
- Products
- Invoice finance · Invoice discounting · Factoring · Selective invoice finance · Timesheet finance · Trade finance · Bridging finance · Bad-debt protection
- Funding facilities
- Typically £10,000 – £1 million
- Speed
- Eligible invoice drawdown after setup may be available in 24–48 hours
- Typical eligibility
- £50,000+ annual turnover · 6+ months trading · UK-registered, invoicing other businesses on credit terms
- Sectors served
- Healthcare, recruitment & staffing, wholesale & distribution, manufacturing, import & export, construction, logistics & transport, engineering, professional services, facilities management, security & cleaning, food & beverage, print & packaging, technology & media, and agriculture
- Company number
- 10723098
- Full reference
- Company facts: registrations, products, offices and brand assets, each linked to its source
- Contact
- info@cashbookfinance.co.uk · 020 3239 0699
Independent public records
Verify Cashbook before sharing documents or acting on instructions.
- Companies House10723098Active · incorporated 2017 (opens in a new tab)
- FCA register782472Open official record (opens in a new tab)
- ICO registerZB545200Open official record (opens in a new tab)
How to check a request is from us
- 01
Emails come only from the cashbookfinance.co.uk domain.
- 02
Call 020 3239 0699 to confirm any instruction before acting on it.
- 03
Share sensitive documents only through the secure client portal.
- 04
We will never ask you to bypass secure upload routes.
Committed to supporting the growth of British business - one invoice at a time.
What we stand for
A funder that’s refreshingly direct.
Integrity
Honest guidance and clear terms. If a product isn’t right for you, we’ll say so.
Responsiveness
Indicative terms quickly and decisions in days - you deal directly with a director.
Flexibility
Facilities shaped around your sector, your customers and the way you actually trade.
Partnership
Long-term relationships built on transparency and trust, not a hard sell.
Our commitments
Finance done responsibly.
We’re a registered UK lender, and we work the way we’d want a funder to work with us: clearly, honestly and with your interests in mind.
Registered and accountable
Cashbook Finance Limited is registered with the Financial Conduct Authority under Firm Reference Number 782472 and incorporated in England & Wales (company no. 10723098), funding UK businesses since 2019.
Transparent pricing
Two simple components - a service fee and a discount charge - agreed in plain terms before you sign. Fees and charges are set out in the written indicative terms and final facility documents.
Responsible, suitable lending
We only proceed when a facility genuinely fits your business. If invoice finance isn’t the right answer, we’ll say so - and point you in a better direction.
Your data, protected
Your information is handled securely and in line with UK data-protection law. See our privacy policy for the detail.
ICORegistered with the ICOReg. ZB545200 (opens in a new tab)
Leadership
Led by people you’ll actually speak to.
-
Endrit Beqaj
Director & CEO
An experienced executive director with a banking and credit-risk background, leading the firm’s lending decisions.
View full profile of Endrit Beqaj -
Bjorn Laku
Director & CMO
A business development executive with a Big Four consulting background, leading brand, marketing and growth.
View full profile of Bjorn Laku
Verified client reviews
Genuine client feedback, published with names withheld.
Recruitment and staffing
Director, Recruitment Company“The application process was clear and commercially focused. We understood what information was needed, why it was needed and which parts of our ledger could support funding.”
Wholesale and distribution
Commercial Director, Distribution Business“Communication was direct throughout the transaction. The team examined the supplier, customer order, margin and delivery timetable rather than looking at the purchase order in isolation.”
Property investment
Property Investor“The bridging costs, conditions and exit risks were explained before we committed. There were no unrealistic promises about completion or the future sale of the property.”
Governance in practice
What the business should be accountable for.
Clear ownership matters more than generic claims about being personal or flexible.
Public information
Accurate public information
Product, timing, fee and regulatory wording is centrally controlled and checked during every build.
Decisions
Evidence-led decisions
Facility structure follows the ledger, property, transaction, legal position and repayment route.
Escalation
Documented escalation
Complaints, accessibility issues, security concerns and unsuitable cases have defined routes rather than informal workarounds.
Get in touch
Want to understand your options?
Speak with our team or arrange a free, no-obligation consultation. info@cashbookfinance.co.uk or 020 3239 0699