See how funding changes by industry.
Browse 16 sector illustrations covering common evidence, timing and debtor-quality questions before choosing a funding route.
Cash received · this invoice
A £50,000 invoice on 30-day terms
- Invoice value
- £50,000
- Paid to you, day 1–2
- £45,000
- When your customer pays
- £4,000
On a £50,000 invoice on 30-day terms: £45,000 advanced at 90%, £4,000 when your customer pays, a fee of about £1,000.
Adjust the invoice, advance rate and customer terms to see the mechanics of an illustrative facility. Illustrative only: a discount charge of around 2% of the invoice value. Actual rates and advance percentages vary by business, sector and customers. Here the fee is about £1,000.
Check eligibility16 industry examples
Sector illustrations.
How to use these pages
- Start with evidenceContracts, invoices, customers and delivery proof.
- Then match timingWhere cash leaves before customer payment arrives.
- Then choose routeInvoice, trade, timesheet or selective funding.
- Final checkIndividual assessment always applies.
Sector illustrationRecruitmentFund weekly payroll where approved timesheets or invoices are waiting on end-client payment.Read
Sector illustrationConstructionReview timing gaps around certified work, materials, subcontractors and customer payment cycles.Read
Sector illustrationWholesaleSupport repeat orders where cash is tied up between stock movement and customer payment.Read
Sector illustrationHealthcareBridge the gap between paying staff, carers or suppliers and receiving payment from customers.Read
Sector illustrationImport & exportMap the cash chain from supplier payment to delivery, invoicing and customer settlement.Read
Sector illustrationManufacturingSupport the gap between materials, production costs and payment for completed orders.Read
Sector illustrationProfessional servicesFund completed work where larger clients pay on agreed commercial terms.Read
Sector illustrationEngineeringSupport supplier, labour and project costs while approved work waits for payment.Read
Sector illustrationFacilities managementFund recurring service delivery where payroll lands before monthly customer receipts.Read
Sector illustrationFood & beverageBridge the timing gap between buying, delivering and collecting from trade customers.Read
Sector illustrationPrint & packagingSupport repeat production cycles where material costs land before customer payment.Read
Sector illustrationTechnology & mediaFund completed B2B projects or retainers where clients pay after delivery.Read
Sector illustrationSecurity & cleaningCover payroll pressure where contracted services are billed monthly and paid later.Read
Sector illustrationLogistics & transportSupport operating cash flow while completed deliveries wait for customer settlement.Read
Sector illustrationAgricultureReview funding around input costs, supply contracts and delayed buyer receipts.Read
Sector illustrationEnergy & renewablesFund equipment and installation costs while commissioned work waits for customer payment.Read
Choose by funding need
Start with the commercial timing gap, not the sector label.
Two businesses in the same sector can need completely different structures. The trigger is what must be paid, what evidence exists and how the facility returns to zero.
Completed B2B work
Invoice finance
For eligible unpaid invoices where goods or services have already been delivered.
Explore invoice financeSupplier or stock purchase
Trade finance
For a verified transaction with a supplier, buyer, landed margin and repayment route.
Explore trade financeProperty-backed deadline
Bridging finance
For a short-term property transaction with acceptable security and a credible exit.
Explore bridging finance
Next step
Found your sector? Start in minutes.
Customer terms, the funding cycle and your evidence are enough to start the conversation.