Two specialist funding lines, one registered UK lender — cash from raised invoices, bridging secured on property.
Different jobs, one direct relationship. Most clients come for one — and it's good to know the other is there when the situation changes.
Funding built on the invoices you've already raised —not a lump-sum loan with monthly repayments.Confidential discounting, factoring, and timesheet finance.
Short-term loans secured on property — for auctions, investment purchases, refurbishments and development exits. Interest can be rolled up, so there may be nothing to pay monthly.
Once a facility is set up, we can typically release up to 90% of an eligible approved invoice within 24–48 hours —the balance, minus fees, follows when your customer pays. One family of products, one idea.
Turn the whole ledger into a revolving funding line that grows with your sales.
Explore invoice financeThe same funding, usually confidential — your customers see no change.
Explore discountingFunding plus a sales-ledger service —we run credit control and collections.
Explore factoringBuilt for recruitment-heavy firms: weekly payroll, monthly client cash.
Explore timesheet financeFund only the invoices you choose —no whole-ledger commitment.
Explore selective fundingOptional cover if a customer becomes insolvent, for an extra fee.
Learn about protectionBoth release most of an invoice's value early — the difference is who runs collections.
We review your business, customers and ledger, then agree the advance rate and pricing.
Once — days, not monthsDeliver the work and raise invoices exactly as you do today. They upload or sync in seconds.
Often automaticUp to 90% of each approved invoice lands in your account.
After setup: typically 24–48 hoursThe balance is released, minus a simple fee — and your headroom refreshes for the next invoice.
Ready to go againTotal cost ≈ £1,000 (about 2% of the invoice) for having £45,000 roughly 28 days early — you receive £49,000 in all.The fee is the price of having the cash now, not next month.
All figures illustrative only: a discount charge of around 2% of the invoice value. Actual advance rates and pricing vary by business, sector, customers and facility type.
Short-term loans secured on property — for auctions, time-sensitive investment purchases, refurbishmentsand opportunities that can't wait for a mortgage. The opportunity is here now — a mortgage isn't.
Complete inside the 28-day deadline; refinance follows at leisure.
Bridge a time-sensitive investment purchase while sale proceeds from another asset are pending.
Fund works a mortgage won't touch yet, then refinance or sell.
Bridge expiring development finance to the sale or refinance.
Move fast on a price that reflects a vendor who needs speed.
Release short-term capital against property, with a defined exit.
The facility was structured around verified timesheet-backed invoices, with specific concentration controls. The business gained a more predictable source of working capital for payroll and was able to consider new assignments with specific controls and a documented repayment route.
The acquisition completed using the bridging facility. The borrower subsequently continued with the commercial mortgage process, with additional time available to satisfy the long-term lender’s requirements.
The payment instructions were independently verified, and the transaction economics were recalculated using the revised freight cost. The facility proceeded after the distributor agreed an amended sales price with its customer, restoring an acceptable margin and repayment buffer.
A UK lender at Hay's Galleria, London SE1. registered (reg. 782472), funding clients since 2019.
Initial fit review, indicative terms, facility setup and drawdown are treated as separate stages.
Direct access to a company director from first enquiry to funding — and beyond. No call centre.
Property-backed bridging and ledger-based invoice finance under one roof — up to around £1m.
Start with the amount, route and commercial context. The application records the case once, then carries it into a director review.