Where the pressure develops
Importers and exporters often face a gap between paying suppliers and freight costs, moving goods and ultimately collecting from customers on credit terms.
Sector focus
Bridge supplier, shipping and customer-payment timings across cross-border trade.
Importers and exporters often need to pay suppliers, shipping or duty costs before goods are delivered and before customers settle the resulting invoice.
What helps the assessment
Purchase orders, supplier terms, shipping documents, customer orders, duties and gross margin. Clear information reduces avoidable delays and makes an initial fit discussion more useful.
What the facility must achieve
The facility needs to match the timing of the underlying commercial cycle and provide a credible route to repayment.
Sector-specific discussion
Bring the customer terms, expected funding cycle and any existing finance arrangements to the call.
Common questions
Questions to consider before applying
Can import costs be funded before goods arrive?
Potentially, where the supplier, logistics, duties, customer order, margin and repayment route can be verified and the transaction meets underwriting requirements.
Can invoice finance support the sale after delivery?
It may support eligible invoices after goods are delivered and accepted, creating a linked purchase-to-collection structure.
What information matters most in assessment?
Confirmed purchase and sales orders, supplier terms, shipping details, duties, gross margin, customer quality and insurance or inspection arrangements may all be relevant.