Cashbook Finance
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Endrit Beqaj, Director and CEO at Cashbook Finance

Director & CEO

Endrit Beqaj

  • Credit judgement
  • Facility structuring
  • Completion ownership

Endrit Beqaj is a financial-services executive with senior experience across factoring, receivables finance, banking, credit and risk. His earlier career at Tirana Bank, during its ownership by Piraeus Bank, established a rigorous foundation in retail and corporate banking, credit analysis and evidence-led decision-making.

Unpaid invoicesInvoice financeA property deadlineBridging finance

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Illustration

Security · time · exit

Workable on these figures

  1. 01Evidence the security65% loan-to-valueWithin 70%
  2. 02Allow enough timeExit in Month 9 of 12 months3 months spare
  3. 03Define the exitRepaid by a documented routeA sale
65%
Month 9
Term
Exit

65% loan-to-value, exit by a sale in month 9 of a 12-month term: all three tests pass on these figures.

Illustrative only: a 70% loan-to-value reference and a three-month margin before the term ends, as our guides recommend. Bridging finance is secured against property.

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Profile

About Endrit Beqaj

As Director & CEO of Cashbook Finance, and CEO of Tirana Factoring & Lease, Endrit brings commercial leadership and underwriting judgement into the same room. He considers facility structure, debtor quality, concentration, security, leverage, conditions and repayment as one connected decision – not a sequence of disconnected checks.

Endrit holds an Executive MBA in Finance from the University of Sheffield and a CeMAP 3 qualification from LIBF. His approach is disciplined and practical: establish the real constraint early, test appetite against evidence and define precisely what must happen for a case to progress.

At Cashbook Finance, Endrit keeps senior judgement close to clients and advisers. That creates clearer decisions, faster resolution of issues and direct ownership from initial assessment through documentation, completion and ongoing facility performance.

Professional record

Current leadership
Director & CEO, Cashbook FinanceHe also serves as CEO of Tirana Factoring & Lease.
Core disciplines
Invoice finance, factoring and credit riskRetail and corporate banking, credit analysis, risk and business development.
Education
Executive MBA in FinanceThe University of Sheffield, United Kingdom.
Professional qualification
CeMAP 3, LIBFQualification issued in 2025.

Working principleDecisions should be commercially clear, evidence-led and owned by the person speaking with the client.

At Cashbook Finance

Focus at Cashbook

At Cashbook, Endrit oversees the credit judgement and commercial discipline behind each proposal. Receivables quality or property security, the purpose of the funding, serviceability and the credibility of the repayment route are considered together rather than as isolated checklist items.

Keeping senior decision-making close to clients and advisers allows issues to be identified early, expectations to be set clearly and viable cases to progress without unnecessary layers of approval.

  • Credit and structure

    Turn the commercial need into a workable facility

    Balances invoice quality, debtor concentration, property security, leverage and repayment evidence to identify a structure that can genuinely complete.

  • Execution and completion

    Keep ownership through the difficult details

    Coordinates evidence, conditions and decision points so clients and introducers know exactly what is required and who is accountable for the next step.

  • Core banking
  • Credit risk & analysis
  • Trading & leasing
  • Financial services
  • EMBA, Finance – Sheffield

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Role focus

Leadership, structure and operating discipline

These responsibilities show how facility structure, decision oversight and operating discipline are owned within Cashbook Finance.

  1. 01

    Facility structure

    Keep the funding structure aligned to the asset, evidence, risk controls and repayment route.

  2. 02

    Decision oversight

    Ensure urgency or growth does not replace underwriting evidence.

  3. 03

    Operations

    Maintain clear ownership of onboarding, monitoring and facility performance.

Relevant decision guides

Continue with the underlying evidence.

Invoice financeBridging financeVerified funding cases

Next step

Put your case in front of a director.

A director reviews every application and gives a first view within one working day.

Start an application

Not sure yet? Check eligibility in 2–3 minutes, or talk to a director.