Company

Direct, practical funding from people who decide.

Cashbook Finance is an registered UK B2B lender providing invoice financeand short-term property-backed bridging finance. We structure practical facilitiesaround the asset, the evidence and a credible route to repayment—not a generic product script.

2019
Funding clients since
£10k–£1m
Facility size
London SE1
Hay's Galleria
FCA782472
Registered

How we support businesses

We believe reliable
cash flow is essential to
every business, so we
built a simpler way to
unlock the money you've
already earned.

Funding built around your business

Even profitable companies can feel the squeeze when customers take longer to pay, costs arrive before income, or growth creates fresh demand for stock, staff and equipment. We reduce that pressure by unlocking the value held in unpaid invoices — giving you faster access to money you have already earned.

Some businesses need short-term support to bridge a working-capital gap; others need ongoing funding for expansion, larger orders or seasonal demand. We take time to understand each client's position, challenges and goals before recommending a solution — never one-size-fits-all.

A client-focused approach

Our approach is built on long-term relationships, transparency and trust. Finance should be straightforward, practical and easy to understand — which means clear communication, honest guidance and real support throughout.

We take pride in understanding the specific pressures our clients face and delivering finance that helps them operate with greater confidence. From the first conversation to ongoing support, our focus is on making invoice finance and bridging simple, accessible and genuinely useful.

Helping businesses move forward

In a competitive market, access to dependable cash flow can be the difference between standing still and taking the next opportunity. We help businesses release cash from unpaid invoices, soften the impact of late payments, and create the flexibility needed to grow.

We are committed to a professional service built on integrity, responsiveness and attention to detail — not just providing funding, but helping you manage cash flow and make stronger financial decisions.

What we offer

A focused suite of funding solutions.

Facilities generally range from £10,000 to £1 million and are tailored to each client'scircumstances — never a one-size-fits-all product. Most are in place in as little as 48 hours.

Recruitment & staffingWholesale & distributionProfessional servicesFacilities managementPrint & packagingHealthcareConstruction
ManufacturingImport & exportLogistics & transportEngineeringSecurity & cleaningFood & beverageTechnology & mediaAgriculture
How we work

A clear route from first conversation to a workable facility.

The purpose of the process is not to force every enquiry into a product. It is to establish the commercial need, test whether the proposed structure is suitable and explain the next decision clearly.

01

Initial fit

We clarify the timing gap, facility objective, amount required and the route by which the funding will be repaid.

02

Information review

Relevant invoices, debtor quality, trading history, contracts, management information or property details are reviewed.

03

Structure and terms

Where there is a credible fit, the proposed facility, indicative pricing, conditions and responsibilities are explained.

04

Onboarding and funding

Subject to approval, documentation and any required checks, the facility is put in place and the ongoing process is agreed.

What we normally assess

  • The underlying commercial transaction and funding purpose
  • Invoice, customer, contract or property quality
  • Trading history, concentration and existing finance
  • A credible repayment or exit route
  • Whether the facility remains suitable under realistic pressure
At a glance

Cashbook Finance, in brief.

Founded / operating since2019
HeadquartersHay's Galleria, London SE1
SpecialismsInvoice finance, trade finance and property-backed bridging finance
ProductsInvoice finance · Invoice discounting · Factoring · Selective invoice finance · Timesheet finance · Trade finance · Bridging finance · Bad-debt protection
Funding facilitiesTypically £10,000 – £1 million
SpeedEligible invoice drawdown after setup may be available in 24–48 hours
Typical eligibility£50,000+ annual turnover · 6+ months trading · UK-registered, invoicing other businesses on credit terms
Sectors servedHealthcare, recruitment & staffing, wholesale & distribution, manufacturing, import & export, construction, logistics & transport, engineering, professional services, facilities management, security & cleaning, food & beverage, print & packaging, technology & media, and agriculture
Company number10723098

Committed to supporting the growth of British business — one invoice at a time.

What we stand for

A funder that's refreshingly direct.

Integrity

Honest guidance and clear terms. If a product isn't right for you, we'll say so.

Responsiveness

Indicative terms quickly and decisions in days — you deal directly with a director.

Flexibility

Facilities shaped around your sector, your customers and the way you actually trade.

Partnership

Long-term relationships built on transparency and trust, not a hard sell.

Our commitments

Finance done responsibly.

We're an registered UK lender, and we work the way we'd want a funder towork with us clearly, honestly, and with your interests in mind.

Registered and accountable

Cashbook Finance Limited is registered with the Financial Conduct Authority under Firm Reference Number 782472. and incorporated in England & Wales (company no. 10723098), funding UK businesses since 2019.

Transparent pricing

Two simple components — a service fee and a discount charge — agreed in plain terms before you sign. Fees and charges are set out in the written indicative terms and final facility documents.

Responsible, suitable lending

We only proceed when a facility genuinely fits your business. If invoice finance isn't the right answer, we'll say so — and point you in a better direction.

Your data, protected

Your information is handled securely and in line with UK data-protection law. See our privacy policy for the detail.

ICORegistered with the ICO
Reg. ZB545200
Leadership

Led by people you'll actually speak to.

EBEndrit Beqaj

Endrit Beqaj

Director & CEO

An experienced executive director with a banking and credit-risk background, leading the firm's lending decisions.

View full profile
BLBjorn Laku

Bjorn Laku

Director & CMO

A business development executive with a Big Four consulting background, leading brand, marketing and growth.

View full profile
Verified client reviews

Genuine client feedback, published with names withheld.

Recruitment and staffing
“The application process was clear and commercially focused. We understood what information was needed, why it was needed and which parts of our ledger could support funding.”
Director, Recruitment Company
Wholesale and distribution
“Communication was direct throughout the transaction. The team examined the supplier, customer order, margin and delivery timetable rather than looking at the purchase order in isolation.”
Commercial Director, Distribution Business
Property investment
“The bridging costs, conditions and exit risks were explained before we committed. There were no unrealistic promises about completion or the future sale of the property.”
Property Investor
Verify before you send documents

Use the published Cashbook details.

Do not send identity documents, bank statements or sensitive files to an unexpected address. Use the secure portal route or verify the request first.

  • Published telephone: 020 3239 0699
  • Normal email domain: cashbookfinance.co.uk
  • FCA registration: 782472
  • Cashbook will not ask you to bypass secure upload routes for sensitive documents.
Governance in practice

What the businessshould be accountable for.

Clear ownership matters more than generic claims about being personal or flexible.

Accurate public information

Product, timing, fee and regulatory wording is centrally controlled and checked during every build.

Evidence-led decisions

Facility structure follows the ledger, property, transaction, legal position and repayment route.

Documented escalation

Complaints, accessibility issues, security concerns and unsuitable cases have defined routes rather than informal workarounds.

Get in touch

Want to understand your options?

Speak with our team or arrange a free, no-obligation consultation.info@cashbookfinance.co.uk or 020 3239 0699