Fast funding for your business.
Cashbook Finance is an FCA-registered, UK-based invoice finance and factoring company, supporting businesses with practical funding designed to improve cash flow, strengthen working capital, and create room to grow.
We believe reliable cash flow is essential to every business — so we built a simpler way to unlock the money you've already earned.
Funding built around your business
Even profitable companies can feel the squeeze when customers take longer to pay, costs arrive before income, or growth creates fresh demand for stock, staff and equipment. We reduce that pressure by unlocking the value held in unpaid invoices — giving you faster access to money you have already earned.
Some businesses need short-term support to bridge a working-capital gap; others need ongoing funding for expansion, larger orders or seasonal demand. We take time to understand each client's position, challenges and goals before recommending a solution — never one-size-fits-all.
A client-focused approach
Our approach is built on long-term relationships, transparency and trust. Finance should be straightforward, practical and easy to understand — which means clear communication, honest guidance and real support throughout.
We take pride in understanding the specific pressures our clients face and delivering finance that helps them operate with greater confidence. From the first conversation to ongoing support, our focus is on making invoice finance and bridging simple, accessible and genuinely useful.
Helping businesses move forward
In a competitive market, access to dependable cash flow can be the difference between standing still and taking the next opportunity. We help businesses release cash from unpaid invoices, soften the impact of late payments, and create the flexibility needed to grow.
We are committed to a professional service built on integrity, responsiveness and attention to detail — not just providing funding, but helping you manage cash flow and make stronger financial decisions.
A focused suite of funding solutions.
Facilities generally range from £10,000 to £1 million and are tailored to each client's circumstances — never a one-size-fits-all product. Most are in place in as little as 48 hours.
Invoice discounting
Release up to 90% of your unpaid invoices while you stay in control of collections — usually completely confidential.
Reverse invoice factoring
A facility that supports your supply chain — helping you pay suppliers promptly while protecting your own cash flow.
Timesheet finance
Built for recruiters: fund weekly contractor pay while your clients settle on their usual monthly terms.
Short-term bridge loans
Fast, property-secured funding to bridge a gap — completing in days and repaid on sale or refinance.
Cashbook Finance, in brief.
Committed to supporting the growth of British business — one invoice at a time.
A funder that's refreshingly direct.
Integrity
Honest guidance and clear terms. If a product isn't right for you, we'll say so.
Responsiveness
Indicative terms quickly and decisions in days — you deal directly with a director.
Flexibility
Facilities shaped around your sector, your customers and the way you actually trade.
Partnership
Long-term relationships built on transparency and trust, not a hard sell.
Finance done responsibly.
We're an FCA-registered UK lender, and we work the way we'd want a funder to work with us — clearly, honestly, and with your interests in mind.
Regulated & accountable
Registered with the Financial Conduct Authority (Reg. 782472) and incorporated in England & Wales (company no. 10723098), funding UK businesses since 2019.
Transparent pricing
Two simple components — a service fee and a discount charge — agreed in plain terms before you sign. No hidden costs and no surprises.
Responsible, suitable lending
We only proceed when a facility genuinely fits your business. If invoice finance isn't the right answer, we'll say so — and point you in a better direction.
Your data, protected
Your information is handled securely and in line with UK data-protection law. See our privacy policy for the detail.
ICORegistered with the ICOReg. ZB545200
Led by people you'll actually speak to.
Endrit Beqaj
An experienced executive director with a banking and credit-risk background, leading the firm's lending decisions.
View full profile →Bjorn Laku
A business development executive with a Big Four consulting background, leading brand, marketing and growth.
View full profile →Want to understand your options?
Speak with our team or arrange a free, no-obligation consultation — info@cashbookfinance.co.uk or 020 3239 0699.