4 funding facilities that pair perfectly with invoice finance

Invoice finance is excellent at one job — funding the gap between invoicing and getting paid. It pairs well with other facilities that cover needs it isn't designed for. Here are four that complement it.

1. Asset finance

For machinery, vehicles or equipment, asset finance spreads the cost of a specific item over its useful life. Invoice finance keeps day-to-day cash flowing while asset finance funds the kit — each doing what it does best.

2. A term loan for one-off projects

A defined project with a clear payback — a fit-out, a relocation, a marketing push — can suit a term loan, while invoice finance carries the ongoing working capital underneath it.

3. A modest overdraft for short wobbles

A small overdraft is handy for very short-term swings. Invoice finance does the heavy lifting on structural cash-flow timing, so the overdraft stays a buffer rather than a crutch.

4. Trade or supply-chain finance

If you import or buy stock ahead of sales, trade finance funds the purchase while invoice finance funds the sale — covering both ends of the cycle. The art is combining facilities so each covers a different need without overlap. We're happy to help you map that.