# Endrit Beqaj | Director & CEO, Cashbook Finance Source: https://www.cashbookfinance.co.uk/endrit-beqaj Last updated: 2026-10-29 Publisher: Cashbook Finance Limited > Endrit Beqaj, Director & CEO of Cashbook Finance: invoice finance, factoring, banking, credit-risk, Executive MBA and CeMAP 3 experience. [← Back to Leadership](https://www.cashbookfinance.co.uk/leadership) Director & CEO ## Endrit Beqaj - Credit judgement - Facility structuring - Completion ownership Endrit Beqaj is a financial-services executive with senior experience across factoring, receivables finance, banking, credit and risk. His earlier career at Tirana Bank, during its ownership by Piraeus Bank, established a rigorous foundation in retail and corporate banking, credit analysis and evidence-led decision-making. - [Professional profile](https://www.linkedin.com/in/endrit-beqaj/) - endrit@cashbookfinance.co.uk - 020 3239 0699 [Unpaid invoices · **Invoice finance**](https://www.cashbookfinance.co.uk/invoice-finance) · [A property deadline · **Bridging finance**](https://www.cashbookfinance.co.uk/bridging-finance) [Start an application](https://www.cashbookfinance.co.uk/apply) · Not sure yet? [Check eligibility](https://www.cashbookfinance.co.uk/eligibility) in 2–3 minutes, or [talk to a director](https://www.cashbookfinance.co.uk/book-call). Illustration Security · time · exit Workable on these figures - 01 · **Evidence the security** · 65% loan-to-value · Within 70% - 02 · **Allow enough time** · Exit in Month 9 of 12 months · 3 months spare - 03 · **Define the exit** · Repaid by a documented route · A sale Loan-to-value 65% Exit expected in Month 9 Term 6m 12m 18m Exit Sale Refinance Illustrative only: a 70% loan-to-value reference and a three-month margin before the term ends, as our guides recommend. Bridging finance is secured against property. Check eligibility Profile ### About Endrit Beqaj As Director & CEO of [Cashbook Finance](https://www.cashbookfinance.co.uk/about), and CEO of Tirana Factoring & Lease, Endrit brings commercial leadership and underwriting judgement into the same room. He considers facility structure, debtor quality, concentration, security, leverage, conditions and repayment as one connected decision – not a sequence of disconnected checks. Endrit holds an Executive MBA in Finance from the University of Sheffield and a CeMAP 3 qualification from LIBF. His approach is disciplined and practical: establish the real constraint early, test appetite against evidence and define precisely what must happen for a case to progress. At Cashbook Finance, Endrit keeps senior judgement close to clients and advisers. That creates clearer decisions, faster resolution of issues and direct ownership from initial assessment through documentation, completion and ongoing facility performance. ### Professional record - **Current leadership** **Director & CEO, Cashbook Finance** · He also serves as CEO of Tirana Factoring & Lease. - **Core disciplines** **Invoice finance, factoring and credit risk** · Retail and corporate banking, credit analysis, risk and business development. - **Education** **Executive MBA in Finance** · The University of Sheffield, United Kingdom. - **Professional qualification** **CeMAP 3, LIBF** · Qualification issued in 2025. **Working principle** · Decisions should be commercially clear, evidence-led and owned by the person speaking with the client. At Cashbook Finance ### Focus at Cashbook At Cashbook, Endrit oversees the credit judgement and commercial discipline behind each proposal. Receivables quality or property security, the purpose of the funding, serviceability and the credibility of the repayment route are considered together rather than as isolated checklist items. Keeping senior decision-making close to clients and advisers allows issues to be identified early, expectations to be set clearly and viable cases to progress without unnecessary layers of approval. Credit and structure #### Turn the commercial need into a workable facility Balances invoice quality, debtor concentration, property security, leverage and repayment evidence to identify a structure that can genuinely complete. Execution and completion #### Keep ownership through the difficult details Coordinates evidence, conditions and decision points so clients and [introducers](https://www.cashbookfinance.co.uk/intermediaries) know exactly what is required and who is accountable for the next step. - Core banking - Credit risk & analysis - Trading & leasing - Financial services - EMBA, Finance – Sheffield Get in touch Role focus ### Leadership, structure and operating discipline These responsibilities show how facility structure, decision oversight and operating discipline are owned within Cashbook Finance. 01 #### Facility structure Keep the funding structure aligned to the asset, evidence, risk controls and repayment route. 02 #### Decision oversight Ensure urgency or growth does not replace underwriting evidence. 03 #### Operations Maintain clear ownership of onboarding, monitoring and facility performance. Relevant decision guides #### Continue with the underlying evidence. [Invoice finance](https://www.cashbookfinance.co.uk/invoice-finance) · [Bridging finance](https://www.cashbookfinance.co.uk/bridging-finance) · [Verified funding cases](https://www.cashbookfinance.co.uk/case-studies) Next step ### Put your case in front of a director. A director reviews every application and gives a first view within one working day. [Start an application](https://www.cashbookfinance.co.uk/apply) Not sure yet? [Check eligibility](https://www.cashbookfinance.co.uk/eligibility) in 2–3 minutes, or [talk to a director](https://www.cashbookfinance.co.uk/book-call). --- Cashbook Finance. Cashbook Finance Limited is registered with the Financial Conduct Authority under Firm Reference Number 782472. Company number 10723098. Registered office: Cumberland House, 24–28 Baxter Avenue, Southend-on-Sea, Essex SS2 6HZ. Registered with the Information Commissioner’s Office under reference ZB545200. All finance is subject to eligibility, satisfactory due diligence, credit approval and agreed terms. Invoice finance, trade finance and bridging finance may not be suitable for every business. The availability, structure, amount, pricing, fees, security requirements and completion timescales of any facility will depend on the applicant’s circumstances, the quality of the supporting evidence provided and our assessment of the proposed transaction. Any figures, examples, rates or timescales shown on this website are for illustrative purposes only and do not constitute an offer, commitment or guarantee of finance. Terms and conditions apply. Bridging finance is secured against property. Your property may be repossessed if you do not maintain repayments on a loan secured against it. Applicants should obtain independent legal, financial and tax advice where appropriate.